Life Time does not publish a national membership rate. All figures below come from official U.S. sources reviewed on 11 July 2026. See also every fee and discount, the complete Life Time guide.
Does Life Time charge a joining fee?
Life Time does not publish a national joining fee. The amount is set at club level and is the single most negotiable line on the agreement, so ask for it in writing and ask whether the current promotion waives it.
Does Life Time have an annual fee?
Life Time does not publish a national annual or facility fee. Some locations charge one and some do not, so confirm it before you sign and ask which month it bills.
What else can Life Time add to your bill?
Beyond dues and the annual fee, Life Time publishes this additional charge: $15/month for conversion to Life Time Digital for up to 4 months when eligible; $0 limited-access membership for qualifying Renew Active or SilverSneakers members.
What do comparable premium clubs charge?
Life Time does not publish a rate you can look up, so the only benchmark is what comparable operators charge. Across the 4 premium clubs in our index that do publish, rates run from $59 to $235 a month, with a median of $148. If the quote you are given sits well above that range, ask what it includes that the others do not.
| Brand | From / month |
|---|---|
| Genesis Health Clubs | $59 |
| VillaSport Athletic Club and Spa | $99 |
| Bay Club | $197 |
| Equinox | $235 |
| Lowest published starting rate per brand, normalised to a monthly figure. Use as a reference range, not as a quote for Life Time. | |
What do you get for the money at Life Time?
Life Time membership includes large fitness floors, unlimited studio classes on eligible memberships, indoor and outdoor pools at selected clubs, child center and family programming, tennis, pickleball and recovery services at selected clubs. Access depends on the club access level and any additional-club upgrade.
| What | Detail |
|---|---|
| Facilities | large fitness floors, unlimited studio classes on eligible memberships, indoor and outdoor pools at selected clubs, child center and family programming, tennis, pickleball and recovery services at selected clubs |
| Access scope | Access depends on the club access level and any additional-club upgrade. |
| Guests | Members may extend guest passes according to their account; otherwise a one-day membership may be purchased for guests age 14 and older. See the full Life Time guest pass rules. |
| Minimum age | Household eligibility and child-access rules depend on the club and membership. |
| From reviewed official Life Time pages, 11 July 2026. Inclusions vary by club. | |
Life Time prices by location
Life Time prices differ by club, and the gap is real. These are figures taken from individual official Life Time location pages, not national averages — which is why the rate you are quoted may not match the headline price.
| Location | Monthly | Annual fee | Joining | First year |
|---|---|---|---|---|
| Official pricing model | Quote required by club and household | Not universally listed | Varies | Use local quote |
| From reviewed official club pages, 11 July 2026. | ||||
Membership levels and charges vary by location.
Can Life Time raise your price?
Life Time can change dues during your membership, and the notice you get is set by the agreement you sign, not by a national policy. Advance notice required; exact timing is shown in the membership terms and account flow.
Life Time pricing: common questions
Does Life Time have an annual fee?
Life Time does not publish a national annual fee. Some clubs charge one, so confirm the amount and the billing month before signing.
Does Life Time offer student or military discounts?
Life Time supports certain Medicare and insurance fitness memberships. Standard student or military discounts are not universal.
How much notice does Life Time need to cancel?
Advance notice required; exact timing is shown in the membership terms and account flow.
How we verified this. Every dollar figure above is taken from Life Time’s official U.S. membership, club or terms pages, reviewed on 11 July 2026. Figures marked as calculated are arithmetic on those published numbers — we do not estimate prices. Where a charge is not published nationally we say so rather than guessing. Local clubs, promotions and taxes change the final total. See our pricing methodology.