Verified cost summary

Life Time Membership Plans prices, fees, free trial and policy snapshot

This box separates published numeric charges from amounts that were not publicly available in the reviewed official or reliable U.S. sources.

Exact recurring price and billing frequency
Life Time: No public numeric standard club-membership amount was displayed on the reviewed national membership pages.
Enrollment or joining fee
Life Time: No public numeric joining-fee amount was displayed on the reviewed official membership pages.
Annual or facility fee
Life Time: No public numeric annual-fee amount was displayed on the reviewed official membership pages.
Cancellation or early-termination fee
Life Time: No public numeric cancellation fee was displayed on the official help center.
Free trial or day-pass cost
Life Time: No public numeric one-day membership price was displayed; availability and price vary by club.
Location and plan differences
Life Time: Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

Life Time verified prices and fees

Numeric answer first: The table below states every public amount found in the reviewed official U.S. source. When the official page did not publish a number, the table says that directly instead of telling the reader only to call, check or verify.

ChargeChecked amount and billing context
Recurring membershipNo public numeric standard club-membership amount was displayed on the reviewed national membership pages
Annual feeNo public numeric annual-fee amount was displayed on the reviewed official membership pages
Enrollment / joining feeNo public numeric joining-fee amount was displayed on the reviewed official membership pages
Free trial / day passNo public numeric one-day membership price was displayed; availability and price vary by club
Cancellation / early terminationNo public numeric cancellation fee was displayed on the official help center
Other published charge$15/month for conversion to Life Time Digital for up to 4 months when eligible; $0 limited-access membership for qualifying Renew Active or SilverSneakers members

Source context: Life Time quotes club and household pricing after location selection; the page does not invent a national amount. Prices and policies checked July 11, 2026.

Life Time membership plans at a glance

Life Time dues are quoted by club, membership level and household. The official site does not publish one U.S. rate. Standard and Signature memberships can differ in club access, priority booking, specialized training and court benefits. For Life Time, test this point against the exact tier, access scope and recurring charges.

The current plan structure includes Standard club membership; Signature membership with expanded training and reservation benefits; Household memberships with eligible partner and dependents; Medicare or insurance-related limited memberships where available. Names and exact inclusions can vary by location, so compare access and mandatory fees rather than choosing by tier label alone.

LevelPublished plan structureDecision rule
1Standard club membershipCore access and lowest complete cost
2Signature membership with expanded training and reservation benefitsUse only when the extra access or service will be used regularly
3Household memberships with eligible partner and dependentsUse only when the extra access or service will be used regularly
4Medicare or insurance-related limited memberships where availableUse only when the extra access or service will be used regularly

Compare the complete cost of each plan

Monthly position: Club and household quote required. Enrollment: Joining fee can vary by club and promotion. Annual or recurring fee: No universal annual fee confirmed.

Calculate each tier separately. An upgrade may increase monthly dues but remove per-visit charges, add multi-club access, include classes or create guest value. The Life Time annual-fee guide and first-year cost calculator help prevent a comparison based only on the advertised monthly line.

Club access and travel rules

Access depends on the club access level and any additional-club upgrade.

Multi-location access is valuable only if the plan covers the clubs you will actually visit. Ask whether premium clubs, franchise groups, home-studio rules, visit limits or waiting periods apply. For Life Time, test this point against the exact tier, access scope and recurring charges.

Amenities and services by plan

  • large fitness floors
  • unlimited studio classes on eligible memberships
  • indoor and outdoor pools at selected clubs
  • child center and family programming
  • tennis, pickleball and recovery services at selected clubs

At Life Time, the main advantage is resort-style facilities and family programming, while the main drawback is premium location-dependent pricing. A premium tier should solve that drawback or add a service you will use; otherwise the lower tier can be better value.

Guest, class and coaching value

Members may extend guest passes according to their account; otherwise a one-day membership may be purchased for guests age 14 and older.

One-day memberships are sold at participating clubs when a member guest pass is not used.

For class- or coaching-based studios, calculate cost per attended class. For traditional gyms, compare guest frequency, included classes, personal-training access and recovery services. Read the Life Time trial and guest guide before paying for a tier primarily for guest benefits.

Which Life Time plan should you choose?

Choose the entry tier whenYou need core access and the lowest complete cost.
Choose a higher tier whenYou will repeatedly use its extra access, classes or guest benefits.
Best fitfamilies and high-frequency users who will use premium facilities
Avoid overpaying whenbudget-only members who mainly need basic equipment

Review cancellation before upgrading: Life Time requires advance notice for cancellation; membership changes can be made online, in app, by email or at the club. The documented notice position is Advance notice required; exact timing is shown in the membership terms and account flow.

Compare the plan before joining

Return to the full Life Time membership cost guide and verify mandatory charges in the fees and discounts guide. The month-to-month versus annual guide explains commitment tradeoffs, while gym membership plan structures compared shows how tiered and class-based models differ.

Access and total-cost detail

After choosing a tier, review the Life Time access rules and first-year cost.

Life Time Membership Plans price and fee interpretation guide

For Life Time Membership Plans, the reviewed pricing inputs are: Life Time: No public numeric standard club-membership amount was displayed on the reviewed national membership pages. Life Time: No public numeric joining-fee amount was displayed on the reviewed official membership pages. Life Time: No public numeric annual-fee amount was displayed on the reviewed official membership pages.

For Life Time Membership Plans, the useful comparison is the amount a member is required to pay during the first twelve months, not a promotional headline in isolation. Put recurring dues on one common annual basis, then add mandatory one-time and yearly charges. Keep optional personal training, childcare, merchandise, taxes and elective upgrades outside the base total unless the selected plan requires them. This method makes Life Time Membership Plans comparable with another gym or studio even when one brand bills monthly and another uses a four-week or biweekly cycle.

To evaluate Life Time Membership Plans, use the gym membership cost calculator with the exact U.S. location and plan shown in the official offer. Save the checkout screen or agreement because it establishes the billing cadence, first-payment amount and annual-fee date that apply to the member.

How location, plan tier and promotions change Life Time Membership Plans

For Life Time Membership Plans, the location and plan context is: Life Time: Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

For Life Time Membership Plans, a national page may describe the membership structure while the numeric price is controlled by a franchise, local club or selected market. Compare only like-for-like offers: the same location, access tier, commitment length and signup date. A $1 enrollment promotion can be paired with higher recurring dues, while a higher upfront fee can accompany a lower monthly plan. Neither offer is automatically cheaper until the complete first-year total is calculated.

When reviewing Life Time Membership Plans, check whether the plan includes one home club or multiple locations, scheduled classes, guest access, recovery amenities, childcare or coaching. These benefits can explain a price difference, but they have value only when the member will use them. The gym membership hidden-fee guide lists the extra charges that are easy to miss during signup.

Life Time Membership Plans contract, cancellation and renewal questions

For Life Time Membership Plans, the cancellation-fee evidence is: Life Time: No public numeric cancellation fee was displayed on the official help center.

Before choosing Life Time Membership Plans, read the agreement for the notice method, delivery deadline, minimum term, automatic renewal and treatment of a scheduled annual fee. Online cancellation may be available for one brand or state but not another; an in-person or mailed request can require additional lead time. A no-contract marketing phrase does not necessarily remove the need to give notice before the next billing date.

After ending Life Time Membership Plans, keep written confirmation and verify the final bank or card charge after cancellation. When the public source does not publish a numeric buyout or termination fee, this page states that the amount was not publicly available rather than guessing. The gym cancellation guide explains the evidence and dates to preserve.

Free trial, day-pass and value test for Life Time Membership Plans

For Life Time Membership Plans, the free trial or pass evidence is: Life Time: No public numeric one-day membership price was displayed; availability and price vary by club.

Use a free trial or day pass to test the exact Life Time Membership Plans location at the time you normally plan to visit. Check equipment availability, class reservations, locker-room condition, parking, crowding and staff support. Confirm whether the pass is limited to local residents, first-time visitors, a specific age group or a participating club, and whether payment details are required.

After the Life Time Membership Plans visit, estimate realistic monthly attendance. Divide the first-year total by expected visits rather than assuming perfect attendance. A higher-priced membership can be better value when it removes travel time or includes classes you would otherwise buy separately; a low-cost plan is better when the member mainly needs basic equipment and consistent access.

Life Time Membership Plans decision checklist before enrollment

  • Record the exact recurring price and whether billing is monthly, biweekly or every four weeks.
  • Write down the numeric enrollment, initiation or startup fee.
  • Confirm the annual or facility fee and its billing date.
  • Identify any cancellation, buyout or early-termination amount.
  • Confirm the free trial or day-pass cost, eligibility and expiration.
  • Match the price to one U.S. location and one named plan tier.
  • Separate required charges from optional coaching, childcare and add-ons.
  • Calculate first-year cost and effective monthly cost before signing.

The final Life Time Membership Plans choice should match actual attendance, location convenience and required benefits. A small monthly difference can be outweighed by an annual fee, a long commute, a restrictive contract or a plan feature that will not be used.

People also ask

Life Time Membership Plans FAQs: prices, fees, cancellation and free trial answers

What membership plans does Life Time offer?

Standard club membership; Signature membership with expanded training and reservation benefits; Household memberships with eligible partner and dependents; Medicare or insurance-related limited memberships where available. Availability and names can vary by U.S. location. Life Time: Life Time quotes club and household pricing after location selection; the page does not invent a national amount. Use one selected U.S. location and one named plan when comparing prices; combining a promotional fee from one club with amenities or dues from another can create a false total.

What is the cheapest Life Time plan?

Price answer: recurring dues are No public numeric standard club-membership amount was displayed on the reviewed national membership pages; annual fee: No public numeric annual-fee amount was displayed on the reviewed official membership pages; enrollment or joining fee: No public numeric joining-fee amount was displayed on the reviewed official membership pages; free trial or day-pass cost: No public numeric one-day membership price was displayed; availability and price vary by club. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

Which Life Time plan is best?

The best tier is the one that matches families and high-frequency users who will use premium facilities. Do not pay for added access or services that will not be used. Life Time: Life Time quotes club and household pricing after location selection; the page does not invent a national amount. Use one selected U.S. location and one named plan when comparing prices; combining a promotional fee from one club with amenities or dues from another can create a false total.

Do Life Time plans include all locations?

Access depends on the club access level and any additional-club upgrade. Life Time: Life Time quotes club and household pricing after location selection; the page does not invent a national amount. Use one selected U.S. location and one named plan when comparing prices; combining a promotional fee from one club with amenities or dues from another can create a false total.

Do higher Life Time tiers include guests?

Free trial, guest or day-pass answer: No public numeric one-day membership price was displayed; availability and price vary by club. Any additional published charge is $15/month for conversion to Life Time Digital for up to 4 months when eligible; $0 limited-access membership for qualifying Renew Active or SilverSneakers members. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

Do Life Time plans include classes?

Class inclusion depends on the plan and location. Confirm whether classes are unlimited, credit-based, add-on or excluded. Life Time: Life Time quotes club and household pricing after location selection; the page does not invent a national amount. Use one selected U.S. location and one named plan when comparing prices; combining a promotional fee from one club with amenities or dues from another can create a false total.

Is Life Time month-to-month?

Life Time requires advance notice for cancellation; membership changes can be made online, in app, by email or at the club. A no-contract label does not automatically mean immediate fee-free cancellation. Review the billing cycle, notice deadline, minimum term, auto-renewal language and any numeric buyout or termination amount shown in the agreement.

What is the exact published membership price?

Price answer: recurring dues are No public numeric standard club-membership amount was displayed on the reviewed national membership pages; annual fee: No public numeric annual-fee amount was displayed on the reviewed official membership pages; enrollment or joining fee: No public numeric joining-fee amount was displayed on the reviewed official membership pages; free trial or day-pass cost: No public numeric one-day membership price was displayed; availability and price vary by club. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

What annual fee is publicly listed?

Annual-fee answer: No public numeric annual-fee amount was displayed on the reviewed official membership pages. Recurring dues are No public numeric standard club-membership amount was displayed on the reviewed national membership pages. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

What enrollment or joining fee is publicly listed?

Enrollment or joining-fee answer: No public numeric joining-fee amount was displayed on the reviewed official membership pages. Recurring dues are No public numeric standard club-membership amount was displayed on the reviewed national membership pages. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

What does the free trial or day pass cost?

Free trial, guest or day-pass answer: No public numeric one-day membership price was displayed; availability and price vary by club. Any additional published charge is $15/month for conversion to Life Time Digital for up to 4 months when eligible; $0 limited-access membership for qualifying Renew Active or SilverSneakers members. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

Is there a numeric cancellation or early-termination fee?

Cancellation or early-termination charge: No public numeric cancellation fee was displayed on the official help center. The recurring dues being stopped are No public numeric standard club-membership amount was displayed on the reviewed national membership pages, and the annual-fee position is No public numeric annual-fee amount was displayed on the reviewed official membership pages. These figures are tied to Life Time quotes club and household pricing after location selection; the page does not invent a national amount.

Primary research

Life Time Membership Plans official U.S. sources reviewed

Sources were checked on July 11, 2026. Promotional prices can change after publication.

  1. Life Time — official membership FAQ — numeric fee source
  2. Life Time — Membership FAQ
  3. Life Time — Membership Changes
  4. Life Time — Cancellation
  5. Life Time — Guest and Club Policy